Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

BEST ANSWER: Try this site where you can compare quotes:HELP-INSURE.NET

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Car stolen, will insurance pay?

my car was stolen out of our driveway . i wanted to go to work and had everything in the car . i left to get my sleeping child andwhen i went out the car was gone . not even 3 minutes later. they recoverd the car . damaged but not the person yet . my husband is affraid that the insurance will not pay since the keys were in the car along with all my creditcards and house keys .the car was on our property next to the house . i have nightmares about it . please help

Where can i find cheap car insurance for young drivers?

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Please help, student health insurance?

I live in New York i'm 19 and go to college. Recently i have been having this heartbeat rhythm in my ear for the past couple of weeks. Anyways i want to see a doctor because my ear is starting to hurt a little.But i have no health insurance or anything in NY. My parents live in VA, when i used to live in VA i was covered through my parents health insurance. Is there anything i can do ? Any affordable health insurance companies i can look into? Any health clinics ? Does the state of NY provide anything for college students?

Which insurance is cheap for 20 years old new drivers in WA Everett.?

I need cheap car insurance?

Is insurance cheaper if you have had experience on the road?

I am 16 driving a moped I'm looking to get a car when I'm 17, will insurance be cheaper for me because I drive a moped?

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I live in Colorado. I only make slightly above minimum wage. I am not eligible for health care benefits through work. I have a chronic issue and am in pain if I do not go. I spend $250 on chiropractic and $250 on acupuncture for a grand total of $500 a month. Is there a health insurance plan that could cover either one or both kinds of treatments for less than $500 a month? If not, I will just continue to pay out of pocket although it is very expensive.

So i got my estimate for my auto insurance?

And i don't know how to read most of it.... like... what does R&I mean? under Op. is there a legend i can look at?

How much is your car insurance?

around how much would it be for a teen lets say?

Problem with Car Insurances? HELP PLEASE - Will rate best answer.?

Well, I am 17, so this is very annoying but I have a big problem now. Last week I was getting Quoted for Car insurance, the quote was around 1.7k for a Corsa, This I could stretch to, but today I try and get a quote and the smallest quote is around 5.5k, What has changed? something has, I have made sure all the details are exactly the same for my old one which was quoting me at 1.7k and my new one which is quoting me at 5.5k for some reason, Please help or give any ideas thanks a lot.

I am getting ready to get homeowners insurance in Indianapolis, IN. Anyone have a good place they go?

I am going to be in the Speedway area but it doesn't have to be in that area, just someplace around Indy. Just looking for an affordable and reliable place. Hopefully you guys have some good suggestions. Thanks in advance!

Need an idea of how much insurance is gonna be?

I'm 16 and am looking at purchasing a 2000 Honda Civic Si Coupe. If I buy this car, will it be considered as a sports car to the insurance? I live in central California btw. If I were to wait until I hit 18 to drive, would the insurance go down substantially? Around how much am I looking at per month?

Buy a car + insurance?

Hi i live in Toronto and i was looking to buy a car, the thing is i just recently moved to Canada and have no experience of this stuff, i didn't own an auto mobile back home. I also don't have that many reliable and truly trust able friends that i can turn to for help, and no relatives. So i turn to yahoo answers in my time of need. I need to know what the process of buy a car is and when and how do i get insurance on my car, I just turned 18 and would like my own car. And do you guys gave any suggestions for first cars? any tips? all help is appreciated.

Would I get a good insurance price for a 1.8 liter car?

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Average medical cost of baby first year?

We have a $600 deductable with an 80/20 co-pay for our health insurance. Supposing the baby gets sick one time in the first year & goes to regular checkups, what would the medical expenses be? How much is birth at a hospital with an epidural & 2 day stay? Of course, this is all assuming we have a healthy baby.

I need help choosing insurance for my car?

im 16 and i just got my license. I live in southern california and need help choosing a car insurance company that is reliable and easy to afford. i have a 3.5 gpa but dont know what company will give me a discount. Please help

Health insurance options for single moms?

My daughter is on my boyfriends health insurance right now, but he is switching jobs and his new job makes him get through 60 days of training before being able to receive health insurance. I am personally covered under my parents insurance, but they will not allow me to insure my daughter with them, so I was wondering if there is any affordable insurance options for my daughter while my boyfriend is unable to insure her. I am currently unemployed (to stay home with our baby) and since we are not married I am considered a single mom

Car insurance for 17 year old?

hi im josh and im 17 years old can anyone tell me how to get a cheap car insurance quote from anyone. please help me??

Your insurance or the other persons insurance?

if you get into a car accident and the other person is at fault....whos insurance would you go through?

Motorcycle insurance?

I just bought a new 2013 triumph thruxton and I was wondering how much insurance would cost me I got a quote from progressive and it ended up being 3744 every six months can anyone shed some light on why its so expensive by the way I'm 18 and I paid the bike in full no loans it's paid for completely

Car Tag and insurance prices for a car over 20 years old?

If a car is over 20 years old how much would the price of a tag and insurance would be and I have a 1985 Cadillac Deville Saden and is restoring it. What do you think my prices would be for it? P.S I'm only 18 I'm new to this.

Best car insurance companies...?

I am 18 and need to acquire insurance ... what are the best deals around?' I live in California ... Thanks!

Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

I got car insurance and it allows me to drive other peoples cars on my insurance?

if i were to buy another car, 2nd car will i be able to drive that without registering to any insruance company? i wont be selling my 1st car, it will still have the insruance, and the insruance it has allows me to drive other cars, but im not sure if the other cars also need insurance from a company

I'm 17 just got my driving licence (UK) How can I get my insurance cheaper?

How much you pay for car insurance if your in early 20's?

I'm a 21 year old college student. Im going on to my junior year and have just gotten a car. I have always gotten a ride with my friends. I got a quote from Farmers Insurance for $2600 for 6 months full coverage is that normal?

Would insurance be high for a 1999 VW Jetta? My first car, 16y/o girl?

I'm looking at a 99 VW Jetta on Craigslist for $2000. Here's the exact listing: http://pittsburgh.craigslist.org/cto/3371425857.html Obviously this would be added on to my parents car insurance since I'm still a minor. I have to pay my insurance though, so how much do you think it would be?

Car Insurance for a 2007-08 Mustang?

Can anyone give me an estimate on about how much a 17-18 year olds car insurance would be if they were to drive a 07-08 ford mustang please.

Are VW Polos quite cheap to insure?

I'm looking for my first car, and I know which cars are cheap to insure, but was wondering whether VW polos are cheap to insure, as I seem to be getting quotes ovr 2000 for majority of the cars I'm browsing. I know that polo's are fairly cheap and reliable and I love them :) Thanks.

Car accident and no insurance!! Advice?

My brother just got caught driving without insurance. I know this sounds bad, but he has been struggling with money for some time now, and has many school loans he is paying off.... Too make a long story short, he can't afford car insurance and made a dumb move to drive to work and back without insurance. Now a car drove in to him, and had no insurance to show the officer. He now has to show up to court to prove that he had insurance!!! I feel bad for him.....what is the fine? He wasn't at fault for the accident! He just got back on insurance but he didn't have it at the time of the accident.... What is going to happen? What should he do to save himself??? Please help.... :S

Motorcycle Insurance (600cc vs 750cc)?

I am picking up a new sportbike (Suzuki GSX-R) here in a couple weeks and I was wondering the average cost of motorcycle insurance per month (or year if you pay gross). The bike will be totally paid off when I purchase. Thank you for your time, Kevin BTW: I am 25yrs old in Florida. It will be either a 600cc or 750cc.

How much might health insurance cost per year for a healthy 22-year-old?

Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.

Car insurance under my parents name w/o parents being present?

Hi, i live in Miami and my parents are currently out of state. I just bought a car and i need insurance in order to get the title. I was wondering if i can go under my parents insurance without them being present or if i can do it over the phone? also the car is a honda civic ex 99 and i am 19 years old. Its my first car and i have good credit, i am a university student with very good grades, and have not had any tickets or gotten into any car accidents. About how much will my insurance be? and would it be cheaper to be under my parents name, which i might add has been in a lot of car crashes, had a lot of tickets, bad credit, and jus has bad history, or would it be cheaper to just get it on my own??? thank you!!!!!

Is it legal in the state of Kentucky to own a car without auto insurance if I don't drive?

Pulled over with expired car insurance.?

I was pulled over and asked for my car insurance.It turns out it was expired.I didn't notice since I have been up to date with my payments every month and the insurance company never contacted me to remind me. My insurance expired in September. I got a ticket for it. is there something I can do? even if it expired, does it still matter that I kept paying it?

How do I get car insurance for my 1972 VW Van????

I can get basic coverage for my van but not full coverage. Does anyone know where i can get full coverage for this van. I drive this van more than 12000 miles a year

What determines car insurance prices?

I'm going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I'm buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!

Does a paid speeding ticket affect auto insurance rates or anything?

Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

Is my newborn covered under my insurance plan?

my baby was born on 7/2/09 and was in the NICU for 9 days. Yesterday we received a statement stating that our insurance company has not paid our claim, do they usually pay for something like this or are we responsible to pay?

What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?

Insurance for 98 prelude?

i found a 98 prelude that is in my price range but before i could buy it i was told to find how much insurance would go up. i am 17 and have been driving for about a year now and not been in any accidents or had any tickets. i don'tt know much about how car insurance works so if anyone knows from experience or any other way how much it might go up that would be great thanks in advance :)

Health care bill will make health services more affordable and of higer quality?

why would it? can anyone give me a paragraph on why and why these things happen?

Why do we need basic health insurance?

Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???

Need to find cheap but good minibus insurance. Can anyone help?

Roughly how much is car insurance for a peugeot??

please help, i only want roughly

Are local insurance companies better than global ones?

I moved to salt lake city not long ago and I m looking to insure my motorcycle for the summer but so far every websites I tried online have prices and monthly rates that are very expansive !! Does anyone know if it is best to get insured with a local insurance company or a big one like progressive ???

Is Titan Insurance a good choice?

I am thinking of switching my auto insurance to Titan from State Farm. They are about $30 cheaper per month. However, I don't want to do so if they aren't a good insurance company. This is the first I am hearing of them. Can anyone offer a review?

Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

Will my car insurance decrease every year?

I am in my first year with my car insurance in Ontario. Please tell me how it works. By the end of every year, will they re-calculate my insurance rate or keep it the same? Providing I have accident- and ticket-free history, will I be paying lower every year or not?

Is health insurance important to young people?

Got a question about changing my car color and insurance...?

So this past summer I was so close into painting my car into White! But my mom was hating on it, and she told me that if i had changed the color of my car we would had to contact the insurance people... Telling them that the car is getting a color Changed Them having to change some info on the car And the worst part... The insurances goes up? (btw... my car's color is black) So you guys out there... Please help answering my question! would my insurance go up if I change my car's color? I haven't paint the car yet.. maybe till' the spring time since its almost winter time!!! Thanks!

Ca dmv insurance online?

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How much would auto insurance be with State Farm for an 18 year old male with a 2006 Mazda 3 hatchback?

No tickets, no accidents, 3.0+ gpa.

How much would car insurance cost for a 17 year old boy for a Ford Focus RS 2003?

I am the 'boy racer' type of a boy. I have the cash to buy a ford focus rs on an 03 registration plate. i was wondering how much car insurance would cost for it? i wish to learn to drive in the car. Ford Focus RS is obviously a very fast car having been used for WRC. It is my favourite car, i can afford it but it would be a massive let down if i couldnt afford insurance on it? please help. any answers are greatly appreciated. thanks

Why is my car insurance so expensive?

Im 17 an a guy so I understand that insurance would be expensive. I got an Acura integra all stock. It's $190 a month, ******* ridiculous. It's liability only too, and I have a 3.2 gpa which usually brings it down. I also have NO speeding tickets or anything along those lines. Can you suggest another company that doesn't cost me a ****** fortune? I got to pay it all myself

Cheap auto insurance in Alberta?

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Do I need car insurance ?

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Do you have to insure a jet ski?

How much will insurance cost for a 16 year old on a Mustang GT?

I work and I wanted to know how much will it cost we are currently on progressive insurance.

How much does it cost for a check up without insurance in california?

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What would be the best car insurance company to go to?

What would be a great car insurance company to go to? I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer. Any suggestions?

Medical insurance for cancer patient?

A family member is diagnosed with something similar as cancer. She works for a big fortunate 500 company and so far, there is no sign the company will fire her. However, the job is very stressful and when she starts chemotherapy, she will most likely take a medical leave (Not sure how long) She doesn't want to put all eggs in one basket, just in case the comapny fires her, she would lose medical insurance, and that would not be very good. Just wondering if there is a private insurance company who will never reject a cancer patient. She is very aware of the fact that premenium would be sky high, but she is willing to pay for it just in case. Any suggestions thank you

Is this a reputable health insurance company?

Does esurance.com list reputable companies or do they list just any company? It looks like I have found a really good deal for student indemnity insurance from a company called Time. Does anyone know if this is a good company?

For Massachusettes drivers-did anyone else's insurance skyrocket when the new rates came out last month?

with the new credit system my rate went up over $700 and I am not happy!!

Insurance on 2002 subaru wrx?

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How much does it cost to insure a 17 yr old on an audi a3?

on a used 1.6 audi a3, how much does it cost (in the region of) to insure a 17 yr old if you don t have them as the named owner but a user?

My car insurance is ridiculous!?

I am entering my 4th year of driving (22 yr old) with absolutely no claims and even with comparing market my car insurance goes up every year. New comparison has come out at over 2500 quid! I drive a 2.2 diesel but even on a little 1.0 aygo or similar car it is over a grand. Has this happened to anyone else? I'm going to quit driving. I have paid out over 8000 in insurance premiums with no claims and it is getting increasingly difficult to save for a house as you need around 30000 for a deposit.

Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?

HOW MUCH WILL MY CAR INSURANCE BE?

I am a male 17 years old G2 license car: toyota camry 1999 never had an accident part time driver i went to drivers school and obtained my certificate.

Help - Advice on car insurance!?

I will be getting my british license this month because i will be getting a new car, even though i have been driving for the past 4 years but in Qatar. (for those who don't know Qatar its next to Dubai) Ive been searching online for car insurance under my details but i keep on getting really high rates. (Too high!) I'm 20 years old, have been driving here on an international license, and none of my family members have British licenses.... Is there anyway that i can get a cheaper car insurance? Maybe under a friends name or uncle or something? Thanks

Car insurance question?

Can I switch insurance agents within the same company if the insurance plan I have is still in my dad's name? I'm the one making payments now, and I need an agent that lives closer to me...also, the car title isn't in my name yet- does that matter when switching agents?

Car insurance help?

I've just brought my own car.. I'm 18 years old and have been learning to drive for around 5 months and have my test in 2 months. I have some questions about car insurance.. As I want to be learning to drive for the next 2 months in my own car, I'll need provisional insurance cover, I was quoted around 600 ish for this, including my mum being named second driver. Then when I pass my test, and I update my insurance to full licence, the quotes are around 1500, so will I have to pay the 900 difference? Also, are black boxes ok? The quotes I've got are so much cheaper with black boxes so I'm tempted to get one, but I'd like to know about others experience with them.. What's the positives/negitive and are they worth saving around 500 a year on insurance costs (for the first year anyway) Thanks :)

Car Insurance? Do you really need it?

Say for example the owner of a vehicle allowed you to drive it, and you accidently damaged a car or vice versa, would you have to pay for the damage or would the owners insurance cover the car or an injuries that occur to the driver? thanks

Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

How are younger drivers supposed to afford car insurance these days, especially if you're a student...?

Car insurance is so expensive it's ridiculous, not to mention the price of driving lessons/test and what not. The problem is, I need to be able to drive because of where I live, if I didn't live in a rural area I wouldn't bother about driving so much, but looking at prices to drive these days, it's ridiculous. How do they come up with prices such as 1,000 - 5,000 is beyond me!

How to get low mileage discount from Progressive auto insurance?

I know that many companies will give a huge discount on your automotive insurance premiums if you supply them with proof that you drive far fewer miles than average. I understand that the best way to do this would be to mail a copy of recent vehicle inspections so that they can officially see the low mileage driven over time. However, Progressive does not mention anything, anywhere about low mileage discounts. I have been told you have to ask for this, or else you would never know it is possible. Does anyone have any knowledge, advice, tips, etc regarding this? Furthermore, does anyone know how you would go about this specifically with Progressive?

Multiple Car Insurance On One Vehicle?

Is is possible to have two insurance policies on one vehicle? The reason being is, current insurance (lets call it A) is way too expensive. To leave the A insurance I would be charged 500$, seems like a lot. New policy (lets call it B) would be much cheaper then A. If I have A for theft and fire + B (full coverage) it would still be cheaper then A full coverage! Is that legal????

Car insurance question?

I'm going to get a car that is 3000 bucks...I dont want full coverage....I want somehting like PLPD or something.. How much is it going to be for insurance? Cant I find anything cheaper than 203.00 thats the cheapest so far. I dont need to pay that much... HELP??

25 years old new driver, no cheap insurance :(?

newly qualified driver but cant find any cheap car insurance for 1998 nissan micra :( no less than 3000 per annum. any suggestion. uk

What are the payments on an Infiniti G35 Coupe?

How much for the car a month? And the insurance? If anyone has this car please let me know how much you pay for the car & the insurance. Thank you so much in advance.

Car insurance rates for a dependent?

I am a 20 year old male who is still living with his parents. My driving record is pretty bad with 2 moving violations within the first 3 years, but i also took a defensive driving course. Now my question is, if I were to register for my own car insurance (under my name, info, billing info, etc.) would that affect my parent's insurance rates? This is assuming i get insurance from a different company which my parents use.

Insurance - Cheap Car?

hello, my sister has just passed her driving test & she's wanting a cheap little run around. a ford ka 1997. She's seen one for exactly 300, and they're allowing her to go view it tomorrow. the reg is - 13 jan 1997 it's a petrol engine size - 1,299 cc does anyone know how much insurance will cost on it? & how much tax/mot costs on it? thankyou..

Low car insurance monthly payment for a teen?

Is there any way to get a low car insurance monthly payment? I'm 19yrs and want to get a 09' Challenger. My friend told me I could maybe put the car under my moms name or something but I don't know what to do. I don't want to pay a crap load for car insurance.

Is it true that your auto insurance company considers the color of your vehicle when determining rate?

I am buying a new car, and I've heard that your insurance rates may go up or down depending on the color of your car. I've heard that a red car has higher insurance rates, while white cars are the lowest. Is that true?

I`ve just passed my driving test at the age of 25 anyone know of any cheap car insurers?

I`ve just been given a suzuki swift, anyone know of any cheap insurance companies, as i`ve been quoted some stupid prices.

How to go about getting a motorcycle, license and insurance...?

i am from kansas and am going to get a motorcycle. can i get a permit? do i get a motorcycle first, then a license? how can i get a license first if i dont have a motorcycle? what is the order of getting a motorcycle, insurance, license? what do i do first second and third??

In NC I am looking for individual health and dental insurance. Any suggestions on some reliable, affordable?

companies? I just have no idea where to start and what is a good rate. Checked out BCBS of NC but it all looks like gibberish to me.

My Car Insurance won't cover this?!?!?

I got into an accident on a rainy day. I did not hold collision or comprehensive. Because I skidded into a ditch and the car rolled, an oil leak occurred. The fire department came and had to put oil dry on the oil leak which was saturating the ground. I hold all the other coverages (liability/property damage, underinsured/uninsured motorist/medical). The fire department bill for the oil leak clean up / hazard removal was $500. The car insurance company says it falls under collision and since I don't have it they don't have to pay out the $500. I insisted it was under liability / property damage as the oil leak is a hazard and causes property damage. Is this fair that they said it falls under collision? Or should I fight it. If so how?

Will this progressive insurance claim raise my rates?

So I was driving along the turnpike here in Oklahoma the other day when I noticed a vibration I was pushing 70mph at the most in my 1998 ford ranger when i noticed this. my truck was valued by the claims adjuster at $5800 As the vibration continued I pulled over and slowed down right then I noticed and felt my tire tread from the rear drivers side fly out and do some damage to the bed the tire still had air in it but when i got out to look my tread had flown completely off along with some other truck pieces. The adjuster said more then likely the belt slipped or snapped or something along those lines the damage total was $2,695.00 less my $500.0 deductible the insurance will pay the remaining balance. it would have totaled out had the repair cost more the 50% of the value of the truck. Now my question will be tricky to answer because everyone has a different driving record I haven't filed a claim sense 2004 I hit a car ! guilty I have had speeding tickets but not sense 2007 I had one guy try and file a claim against me in 2008 he said i backed into him but he didn't carry insurance and had no proof and the claim was never paid out so I'm pretty sure my rates will go up come time for renewal I'm just trying to see by how much? can i call progressive would they tell me? do they even know???? I know that a lot of this depends on your claims trend. this is really the only claim I've filed in yrs and the 2nd one in 4 yrs with this company. that first claim never payed out either.. I'm a 26 yr old male if that helps any..... thanks everyone who contributes

What is the cheapest way to get insurance on my first car.?

I am 18 and am buying a 1.2 corsa. I need to know the cheapest way to insure it. Even if I have to go on a relatives insurance. Please help

Best non-owner liability coverage insurance?

What is the best non-owner liability coverage insurance in New York ?

Car insurance quote sites not recognising vehicle reg?

Hi my partner is thinking of buying a car and we're looking at gocompare.com and confused.com but we are not getting anywhere as neither website recongise either the vehicle registration number or the make and model of the car! we know it is genuine as we have done a vehicle check on it. any ideas why we can't get quotes? it's a nissan pickup from 1999. many thanks

My Florida driver's license is suspended due to insurance reasons?

I got in a car accident about 2 years ago, and as a result I stopped paying my insurance and couldn't turn in my tag. My license was suspended as a result. I haven't gone to the DMV yet, and was wondering if anyone knows what I'd need in order to get my license back? According to the Florida DMV website, my license will be reinstated once I show proof of insurance...but I don't even own that car anymore, let alone pay insurance on it. I don't want to waste three hours at the DMV just to be told I need a certain form or paperwork...does anyone have experience in this matter?

Differences between re insurance and co insurance?

can anyone please help me with atleast 6 differences between re insurance and co insurance,and the merits and demerits of re insurance..pleasee

How do you know if you qualify for Medicaid?

How much do you have to make be eligible for your baby to be placed in the Medicaid Insurance when born? And, is it easy to get or is there usually a long wait or anything? Thanks :)

How much would it cost to get auto insurance to drive a church van?

I want to drive the church van for my church but I don't have a vehicle. The church van is always over crowded on Wednesdays and they are looking for someone to drive one of their vans but the driver is responsible for the insurance. My big question is, how can I get insurance so I can drive their van without a vehicle under my name?

Insurance rates for 17 yr olds?

Since insurance rates are ridiculously high for new drivers like me, I was thinking that if my parents could possibly buy a car for me to drive but put it under their name, and have it insured under their name so its cheaper since they're much older and have a lower insurance rate than I would. But I heard someone said that somehow insurance companies find this out and somehow find a way around this so the tactic i just suggested won't work. Anybody have any experience with this?

How to shop for car insurance rates?

I need to find car insurance rates to compare, but I can't find a site that lets me do a comparison and get results on the internet. I don't want to give them my phone number and email because I know I'll be spammed to death by people trying to sell me something. Is there anywhere I can go to get comparison rates for free without having to put in contact information like that?

Recently hit by another driver, got estimate for his insurance company. Not sure I should repair for that cost

My car is a 1994 Lexus ES300 with 125,000+ miles on it. I would say it is in good or fair condition, the leather seats are cracking badly and it has a few scrathes, etc. I'm just wandering if it is in my best interest to repair this car or for it to be totaled out. The estimate for repairs in $3500.00, which could always go up once repairs start for unseen damage. I'm just not sure the car is worth repairing for that amount considering its condition. The damage is to the drivers side rear panel which is now rubbing something when I turn either way or go over any kind of bump in the road. The estimate does not consider repair for that since that could not be seen by looking at the vehicle. They are also saying the paint can't be matched perfectly because of the fading caused by sun and weather over the years. With everything considered my resale value is not good. I did want to sale this car at some point and get newer car.

Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

https://www.linkedin.com/pulse/deer-river-new-york-cheap-car-insurance-quotes-zip-13627-metzler/